Pet Dog Insurance
- how to make the right choice
If you think you don't need pet dog insurance, you may be making a very big (and costly mistake). Think about it for a minute. Could you afford a $3000 vet bill if little Fido needed surgery this week? What about $1500 for emergency treatment after an unexpected accident?
Even if you COULD afford it, would you want to pay that much at a moments notice? Odds are, the answer's a big, fat "No". I know that in the past, when I've had to come up with a sizeable sum for emergency treatment or surgery, it's been a struggle. What if I couldn't have found the money? Well, it's perfectly possible I would have been faced with a true, life-or-death choice. That's not a position anyone ever wants, or needs, to be in.
What exactly is Pet Dog Insurance?
Pet health insurance is still relatively new in the United States, but is rapidly gaining recognition and becoming more popular among pet owners. And rightly so. Pet dog health insurance works basically the same way for little Fido, as your own 'human' health insurance plan does for you and your family. For both humans and pets, even routine medical, surgical and dental care can be VERY expensive. If there's an emergency or you need surgery in a hurry, the costs can be considerably higher. No matter how carefully you 'puppy-proof' your home and yard, or how vigilant you are about keeping your 'furbaby' protected and healthy, accidents can (and frequently do!) happen. If you join the growing ranks of puppy parents who have a pet dog insurance plan, you'll be able to avoid expensive vet bills and can still rest assured that no matter what happens, you have the necessary resources to help and heal your precious 'furchild'.
Pet Dog Health Insurance options
Today there are many different pet insurance companies to choose from. Most of the pet health plans are similar in that they include annual premiums, deductibles and offer a range of different coverage options to suite individual customer needs.
But there are many differences too. Some of them are minor, but others aren't. It can make a difference to how much you pay for your premiums, and what out-of-pocket expenses you need to allow for. When you are looking for a pet dog insurance plan, these are some of the points you need to check out. Be sure to ask all the necessary questions BEFORE you 'sign on the dotted line'.
- some pet insurance plans have widely differing age limits, both minimum and maximum, make sure you know what the numbers are on any you consider
- they may also have different attitudes and regulations regarding pre-existing conditions
- some may exclude certain breeds that are prone to hereditary conditions
- some pet health insurance policies include routine procedures such as vaccinations, annual check-ups and/or routine preventative care (such as heartworm checks and medication). Others may charge an additional fee or require a 'wellness rider' payment
- waiting periods (the time it takes for your pet dog health insurance to come into effect) can also vary quite a bit
- procedures such as neutering & spaying, dental care, eye care and prescriptions may or may not be covered, depending upon the pet health plan you choose
- each pet health insurance company's policies may differ in the 'caps' that they apply to individual medical procedures
- you may be limited to choosing a veterinarian, or veterinary hospital, from a list of 'approved' providers, or you may be free to choose whomever and wherever you want
If you have several dogs, or other pets (cats, rabbits, even birds), you may want to check whether or not the pet dog insurance provider you're interested in, offers discounts for multiple pets. Some do, some don't. And while you're at it, why not also ask if they offer any 'extras', such as discounts on pet products or services, a regular newsletter, or even help towards paying for your pet's boarding costs should you be hospitalized yourself. Well, if you don't ask - you won't know, will you! Choosing the right insurance plan for you and your pet/s will save you money and heartache, and it's a whole lot easier to make a smart decision when you have the correct information and guidelines at your fingertips. The simple and affordable guide, Pet Insurance Revealed, takes all the guesswork out of pet insurance and gives you peace of mind. There are great coverage options out there that cost less than most people spend on their morning coffee! So why not let Pet Insurance Revealed show you how to find them!
Do your homework!
You can get a lot of information about many pet dog insurance providers online. Check out their policy options in detail, remembering to use the above checklist! You can usually get free quotes and even enroll online as soon as you've made your choice. How easy is that?Although the United States lags well behind Europe in the number of pets covered by pet health insurance, more and more savvy pet owners are realizing what a lifesaver it can be (in every sense of the word!) Most owners are only too aware how quickly a precious pet can become sick, or be injured in an accident, and they're taking steps to make sure that if the worst does happen, they're ready, willing and ABLE to do whatever it takes to help their four-legged friend. If you have a healthy, wriggly, adorable new puppy, pet dog insurance isn't a luxury, it's a necessity! Why not start looking at what you need to do to protect your furchild today?
Learn about the different health insurance plans available from Pets Best Insurance Pets Best is owned and managed by dog lovers, for dog lovers and is committed to providing you with the very best, but affordable, pet insurance available. With three different comprehensive plans, optional routine care add-ons, a choice of lower premiums or lower deductibles, easy enrollment and even a 'money back guarantee', you can't beat this industry-leading yet very affordable protection for your pooch (or kitty). There are even discounts if you enroll multiple pets! You can find out everything you need to know, and get a quick quote online right now! You have nothing to lose and both you and your pup have everything to gain!
If your pooch doesn't qualify for Pet Dog Insurance (or you feel unable to participate for whatever reason), you may want to consider another option. A low-cost pet health discount program is available. Discounts are given on everything from medications to surgery, and can be obtained at one of thousands of participating veterinarians around the country. Find out more by clicking on the banner below...
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Pet Insurance Coverage page
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